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Discover first hand how HarborOne has empowered businesses just like yours
to thrive and prosper.
What is BusinessOne?
BusinessOne delivers loan decisions within 48 hours* on term loans and lines of credit from $10,000 to $100,000.
Rates starting at Prime + 2.00%
We help your business by providing:
Term Loans for:
- Permanent Working Capital
- Inventory
- Equipment & Vehicle Purchases
- Debt Consolidation
- Business Expansion
Lines of Credit for:
- Short Term Working Capital
- Payroll
Why choose a BusinessOne loan
instead of a traditional loan:
If your business needs capital immediately, this loan process can get you approved and funded within 48 hours*. Many customers that have used BusinessOne obtained the funds the same day of application.
Highlights
- Convenience, guaranteed. Easily apply online
- Less than a 5 minute application process
- Instant approvals available
Eligibility for BusinessOne loans:
- Must be in business at least 2 years
- Some industries may be restricted from BusinessOne loans. Please contact your local Banking Center Manager for more information.
- An active HarborOne Bank business checking account is required prior to loan closing and funding.
Checklist of items needed to complete an application online:
- Valid Driver’s License
- Business Established Date
- Business Financial Questions
- Gross Sales from your most recently filed tax return
- Taxable Income/Loss from your most recently filed tax return (for requests > $50k)
- Total Interest Expense from your most recently filed tax return (for requests > $50k)
- Total Monthly Debt Payments, not being refinanced with the requested loan (for requests > $50k)
- Personal Financial Questions
- Liquid Assets, not including Retirement Accounts
- Real Estate Assets
- Other Assets
- Personal Liabilities
Ready to get started?
Calculate your payments
Estimate your monthly payment so you can budget and plan your cash flow.
Find the right loan
Not sure what type of loan you're looking for? The loan selector can help you get started.
Have questions?
We're here to help you reach your business goals. Contact our team to get started.
Customer Testimonials
* Guarantee pending all required documentation requested by the bank is provided. An active HarborOne Bank business checking account is required prior to loan closing and funding. Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant’s credit profile
