Business Line of Credit

Access working capital to help run your business.

Ready to apply? Our small business team is here to assist you. Call us at 800-244-7592 or complete the form below to get started.  

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Why do I need a business line of credit?

For sudden expenses, cash flow needs and short-term purchases, a line of credit allows you quick and easy access to available funds when you need it.   

Flexible financing when you need it:

  • Ideal for short-term needs up to $500,000
  • Interest only payments
  • Competitive interest rates
  • SBA Preferred Lender

How to apply

For loans between $10,000 and $100,000, a BusinessOne loan could be ideal. BusinessOne delivers loan decisions within 48 hours* on term loans and lines of credit. Have some questions before you apply?  Our small business team is here to assist. Give us a call at 800-244-7592 or complete the form below to get started.  

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* Guarantee pending all required documentation requested by the bank is provided. An active HarborOne Bank business checking account is required prior to loan closing and funding. Terms subject to credit approval upon completion of an application. Loan sizes, interest rates, and loan terms vary based on the applicant’s credit profile.

Calculate your payments

Estimate your monthly payment so you can budget and plan your cash flow.

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Find the right loan

Not sure what type of loan you're looking for? The loan selector can help you get started.

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Have questions?

We're here to help you reach your business goals. Contact our team to get started.

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Ready to apply?

 Our small business team is here to assist. Give us a call at 800-244-7592 or complete the form below to get started.  

Get started

You're building an amazing business. We've got the tools, tips, and advice to help you thrive.

Our Small Business Hub is full of resources created to support you wherever you are on your business journey,

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Briefly describe your business, how much you are looking to borrow and how you plan to utilize the funds.