Your next step starts here
Flexible banking, built for you.

Explore banking solutions 

At HarborOne, we're here to simplify your finances.

Whether you're looking for a checking account, a home equity line of credit (HELOC) to unlock your home's potential, or a credit card with great benefits, we're here to meet your needs.  Plus, new checking customers can earn up to a $600* bonus--it's the perfect time to take the next step with HarborOne.

Checking
Checking
HELOC
HELOC
Credit Cards
Credit Cards

Checking Accounts

Earn up to $600* when you open a new checking account! Choose the account that fits your needs and helps manage your money with ease.

iChecking

Your everyday banking account with benefits

  • Earns interest (view rates)
  • No HarborOne fees at any ATM in the U.S.
  • Low minimum balance requirement
  • Debit card, mobile wallet, and access to a financial education resources
  • Ability to link student banking accounts for your children

Open your iChecking account today! Apply online, visit your nearest HarborOne banking center, or schedule an appointment to get started.

Platinum Checking

A premium account with premium benefits

  • Waive up to three overdraft charges and three out-of-network ATM fees per statement period, along with associated surcharges
  • No fees on stop payments, bank checks, incoming wires, and more
  • Rate discounts on our jumbo mortgages

Ready to get started? Apply online, visit your nearest HarborOne banking center or schedule an appointment today to open your Platinum Checking account.

New checking customers can earn even more! 

Unleash a new account bonus up to $600*

*Learn more

Home Equity Line of Credit (HELOC)

Turn your home's equity into opportunities with a flexible HELOC

  • Use funds for home improvements, debt consolidation, or major expenses.
  • Take advantage of a limited time introductory rate.
  • No closing costs to get started.

Ready to take the next step? Learn more about our rates or apply now to start unlocking your home's potential!

Credit Cards

Choose the credit card that works for you and your lifestyle

  • Enjoy competitive rates and rewards that fit your spending habits. 
  • Take advantage of a 0% introductory APR offer for a limited time.
  • Benefit from secure transactions, easy account management, and the flexibility to use your card wherever you shop.

Ready to apply? Learn more about our credit cards or apply now to start enjoying these great benefits today!

Open your new account to get started

Online

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Explore your checking account options and open online today!

Open a checking 

In person

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Open in person at one of our convenient locations across MA or RI. 

Find a banking center

By appointment

Meeting over Zoom

Bank by appointment in person, over Zoom, or by phone. Get started today.

Book an appointment

Phone

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Open your account over the phone by calling our customer service team.

Call us today