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Bundle up your savings
Limited time offers you don't want to miss
Explore CD Offers Discover Platinum Money Market
Warm up your wallet this winter
This winter, HarborOne Bank is here to help you grow your money faster with limited-time offers that maximize your savings. From high-yield CDs to rewarding money market accounts, these deals are designed to make your financial goals a reality. But hurry–these offers won't last long!
Special CD Rates
Lock in your rate and choose your term. With four options to choose from, you can find the perfect fit for your savings goals. View all rates
Platinum Money Market Rate
Earn more with the flexibility you need. Enjoy one of our most rewarding rates while keeping access to your savings whenever you need it.
Platinum Money Market
3.85% APY**
On balances $250,000.00 - $499,999.99. View all rates
Platinum Money Market rates available when you have or open a personal checking account. Must be opened in a banking center or by appointment.
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Don't let these offers melt away!
Whether you're saving for a getaway, home project, or next year's big plans, we'll help you make it happen.
By appointment
Bank by appointment in person, over Zoom, or by phone. Get started today.
For all offers listed here: All rates and Annual Percentage Yields (APYs) are subject to change without notice. Limited Time Offers. All variable rate accounts may change after your account is opened. Fees may reduce earnings. Personal Accounts only. Offers available only to residents of MA, NH, and RI. Offers subject to change at any time.
*For Certificate of Deposits (CDs): APY is accurate and effective as of January 23, 2025. There may be a substantial penalty for early withdrawals from Certificates of Deposit. Federal and State penalties may also apply for early withdrawal on IRAs. The APY assumes that interest is left to compound to maturity. At maturity if a comparable term is not offered, the CD will be converted to a term of 12-months, at the interest rate and APY in effect for CDs on renewal date not subject to a special rate.
**Platinum Money Market (PMM) at 3.85% APY is available to customers who have or open a HarborOne checking account AND who deposit a minimum of $50,000 in new-to-bank deposits into a new PMM. APY is accurate and effective as of December 20, 2024. Minimum opening deposit is $5,000. Minimum daily balance of $0.01 to $4,999.99 will earn 0.02% APY. Daily balance of $5,000.00 up to $24,999.99 will earn 0.10% APY. Daily balance of $25,000.00 up to $49,999.99 will earn 1.75% APY. Daily balance of $50,000.00 to $249,999.99 will earn 3.50% APY. Daily balance of $250,000.00 to $499,999.99 will earn 3.85% APY. Daily balance of $500,000.00 to $999,999.99 will earn 3.50% APY. Daily balance of $1,000,000.00 to $2,999,999.99 will earn 3.50% APY. Daily balance of $3,000,000.00 and over will earn 0.00% APY on entire balance.
For the checking account requirement to earn stated APY on Platinum Money Market, a representative checking account example is below with APY’s accurate and effective as of December 20, 2024: iChecking with a minimum balance of $0.01-$19,999.99 will earn an APY of 0.02%; $20,000 or more will earn 0.02% - 0.01%; If eligibility requirements are not met, the entire balance will earn an APY of 0.01%. To maintain an iChecking account you must meet the following eligibility requirements each calendar month: Receive your account statement electronically AND at least one direct deposit must post to your account OR at least ten debit card point of sale transactions must post and clear to your account. iChecking requires a minimum of $10 to open the account. You must maintain a minimum average daily balance of $200.00 to avoid a $2 monthly maintenance service charge.